For agents and brokers

ArmorPark’s exclusive insurance program for parking companies offers coverage specifically designed to meet the unique needs of parking companies of all sizes—whether they operate nationwide or in just one territory.

Our Commercial General Liability and Garagekeepers Legal Liability coverage forms are combined on a broad-coverage policy that has been tailored specifically to meet the coverage needs of businesses engaged in operations relating to the parking of customers’ cars. We will write parking operators that perform self-parking, assisted parking, and valet-parking, as well as parking for special events. Our policy also may include coverage for incidental operations in conjunction with parking, such as auto-detailing and minor auto services, the moving of customers’ vehicles to repair facilities, and basic concierge-type services. In addition, the policy includes protection when parking operators move patrons’ vehicles off premises and onto public roads or to other locations in the course of the insured’s business of parking cars.

Our ArmorPark program manager and underwriter, Connie Fox, has over 25 years of insurance background specific to the parking industry. Drawing on her experience, we are able to provide risk-prevention tools for your parking clients.

Commercial General Liability and Garagekeepers Legal Liability limits

Each Occurrence$1,000,000
General Aggregate (applies per location)$2,000,000
Personal and Advertising Injury$1,000,000
Products and Completed Operations Aggregate$2,000,000
Damage to Premises Rented to You$500,000
Medical ExpensesExcluded
Garagekeepers Legal Liability, per vehicle$350,000
Garagekeepers Legal Liability, per location$1,000,000

Additional lines of coverage available

  • Excess/Umbrella Liability
  • Automobile (in key states)
  • Crime/Employee Dishonesty

Submission requirements are on the Applications page. For Auto and Crime coverages, please ask us for submission requirements. For Workers Comp, please contact the Workers Comp division of U.S. Risk.